Total Permanent Disability


If you are unable to work due to injury or illness you may be able to access your superannuation early. There is no need to prove that the injury or illness was caused by someone else.

Most superannuation funds provide insurance cover for total permanent disability (TPD). If you have a TPD policy you may also be able to access your superannuation account balance prior to the usual retirement age.

Insurance claims are never straight forward. The policy documents which set out the rules for who gets paid and when are often long and hard to understand. There is also a lot of regulation and laws that apply to insurance claims.

If you are not familiar with the TPD claims process and laws this may mean you miss out on receiving benefits that you really should be getting.

To check if you have an entitlement to make a TPD claim contact our office to book your free consultation.

Call us on 02 8712 2545 and speak with one of our experts or register your enquiry on the "Contact Us" page and our friendly staff will be more than happy to assist you.